Real Estate Services

Janice Gatto can assist you with all of your real estate needs including:

  • Preparation, review and negotiation of purchase and sale contracts
  • Residential and commercial real estate closings
  • Residential and commercial mortgage finance
  • Preparation and review of promissory notes, mortgages, assignment of leases and rents, UCC financing statements, security agreements and stock pledge agreements
  • New construction transactions
  • Purchases and sales of condominiums and cooperative apartments
  • Section 1031 tax-deferred exchanges
  • Preparation, review and negotiation of commercial and residential leases
  • Real estate partnerships and joint venture agreements
  • Option agreements
  • Residential short sales
  • Bulk Sales transactions

Guiding You Through the Complex Real Estate Process


For most people, the purchase and sale of their residential real estate, is the single largest financial transaction they will experience in their lives. Even with all the blogs and websites out in cyberspace, it’s often difficult to digest all of the facets of a real estate transaction. For example: What is attorney review? When does it start? How does it end? What does it mean?

With representation from Janice Gatto, you don’t have to be afraid to ask questions. With the experience she has gained successfully performing thousands of closing transactions, her goal is to take the mystery out of the real estate process. She will provide personalized advice and assistance, and render counsel to enable clients to make informed decisions in all facets of the closing transaction, from contract through closing.

- Help you understand the purchase contract, including how you will take title to the property
-  Check that there are no covenants, easements, liens, etc. that are recorded against the property
-  Record all legal documents
-  Clarify the terms of your mortgage and coordinate clearance and funding with your lender
-  Scrutinize the adjustments, including taxes, assessments and utilities costs
-  Attend the closing and review all the papers you will be required to sign
-  Arrange title insurance protection to protect you from losses and title defects
-  Ensure you receive valid requested ownership subject to the liabilities you have accepted

- Help you understand the sale contract and your rights and responsibilities thereunder
- Review the title search and clear all exceptions to title
- Prepare the necessary documents to transfer title to the property
- Attend the closing and review and explain all of the documents that you will be required to sign
- Arrange for the transfer of security deposits

For more information or to make an appointment to discuss a real estate matter, call 201-391-2775.


Janice Gatto has extensive experience with the formation of small businesses entities, transactions related to on-going business concerns, as well as with winding-up and dissolution of business affairs. With meticulous analysis and a practical approach, Janice can provide counsel for your business entity needs, including the following:

  • Business formation from financing a start-up to contract management
  • Acquisition, sale, leasing, financing of business property, including franchisee property
  • Asset purchase/sale transactions
  • Stock purchase/sale transactions
  • Transfer of stock or membership interests
  • Limited Liability Company Operating agreements
  • Shareholders agreements
  • Buy-Sell agreements
  • Employment agreements
  • Independent Contractor agreements
  • Confidentiality/Non-Solicitation/Non-Compete Agreements


For more information or to make an appointment to discuss a business matter, call 201-391-2775. 


When it comes to you and your family, whether you are preparing for the future of your loved ones, or experiencing a family crisis, you need an attorney willing to provide personal attention and service while rendering legal advice which is both cost effective and tailored to your specific needs. With degrees in business, law and public health, Janice Gatto has is dedicated to helping clients plan for the future and deal with the present to achieve their personal objectives.

Creating an effective will can save your loved ones unnecessary difficulty at an emotional time. The process of estate administration procedures are often complicated and call for the assistance of an experienced estate administration, probate and estate planning lawyer. Whether you already have a will or are simply thinking about making a will change, Janice Gatto can assist you to ensure that your will adequately addresses your assets and accurately reflects your plan for how they should be distributed. Experienced and familiar with the process of creating a valid will, preparation of related estate planning documents and the estate administration process, Janice Gatto’s Estate Planning and Administration services include:

  • Drafting of Wills
  • Preparation of Testamentary Trusts
  • Durable Powers of Attorney
  • Advanced Directives for Health Care
  • Life Insurance Trusts
  • HIPPA Authorizations
  • Assistance in navigating the probate court
  • Notice to heirs under the will or statutory heirs if no will exists
  • Petition to appoint executor or administrator
  • Inventory and appraisal of estate assets by estate representative
  • Payment of estate debts or rightful creditors
  • Sale of estate assets
  • Proper distribution of estate assets
  • Preparation and Filing of applicable estate/inheritance tax returns
  • Closure of the estate with preparation, approval and filing of estate representative’s accounting and release and refunding bonds    

For a will, estate or trust planning consultation, call 201-391-2775!

Please keep in mind this site is for general information only. The information on this site should not be seen as legal advice nor the formation of a lawyer/client relationship.